DNFBP registration
AML registration for real estate agents, jewellers, accountants and other designated businesses.
Overview
Registration and AML compliance for designated non-financial businesses and professions in Pakistan, such as real estate agents, jewellers, accountants and lawyers, supervised by FBR.
Why it matters
Real estate agents, jewellers, accountants and other designated businesses must register as DNFBPs and follow anti-money-laundering rules. Non-compliance can bring heavy penalties.
Who needs this
- Real estate agents and builders
- Dealers in precious metals and stones
- Accountants and other designated professions
How it works
Who does each step, and how long it usually takes once documents are complete.
- 1ApplicabilityTAXWORK
Whether your activity is designated.
1 day - 2RegistrationTAXWORK
Registered with FBR's DNFBP directorate.
1–2 weeks - 3AML programmeTAXWORK
Risk assessment, customer due diligence and record keeping.
2–3 weeks - 4Reporting set-upTAXWORK
Suspicious transaction reporting process.
1 week
Documents we need
Tick what you already have, then send the list to us.
What you receive
- Registration
- AML policy and procedures
- Staff training
Deadlines, risks and penalties
- Non-compliance carries heavy penalties
Mistakes we fix, and what our fee covers
Common mistakes we fix
- Applying under the wrong class or category
- Name or mark already in use, found only after filing
- Licence or registration allowed to lapse at renewal
- Documents attested incorrectly, so the file is returned
Included in our fee
- Eligibility and availability check before filing
- Application, forms and supporting documents prepared
- Follow-up with the authority until the certificate is issued
- Renewal reminders on WhatsApp
Law and references
The sections and rules this service is based on.
- Anti-Money Laundering Act 2010
- FBR AML/CFT regulations for DNFBPs
Questions
How long does it take?
About 3–6 weeks. Step by step: Applicability (1 day), Registration (1–2 weeks), AML programme (2–3 weeks), Reporting set-up (1 week).
What does it cost?
We give a fixed quote after reviewing your case. Government fees are extra where they apply.
What happens if I miss a deadline?
Non-compliance carries heavy penalties.
Do small agents need this?
Yes, if the activity is designated; size doesn't exempt you.
Am I a DNFBP?
It depends on your business. Real estate dealers, jewellers and some professionals are covered.
What do I need to do after registration?
Customer due diligence, record keeping and reporting suspicious transactions. We set this up with you.
Why clients choose TAXWORK
Individuals, businesses and companies across Pakistan and overseas.
Rawalpindi/Islamabad, Sialkot and Karachi (with Raza Siddiqui & Co., Chartered Accountants).
You get the scope and a fixed fee in writing before any work starts.
Progress updates, and a copy of everything we file or submit for you.
Keep reading
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View service →Ready to get DNFBP registration done?
Send your documents on WhatsApp or book a meeting. A consultant confirms the scope and a fixed fee before any work starts.